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MUDRA YOJNA SCHEME
About Us
At Mudra Yojna, we are dedicated to helping small businesses, startups, and self-employed individuals get easy access to government-backed Mudra Loans. Our goal is simple — to guide you through a smooth, transparent, and hassle-free loan application process so you can focus on growing your business.
With our expertise, we help you understand eligibility, prepare the right documents, and choose the best loan category — Shishu, Kishor, or Tarun — based on your business needs. Whether you run a shop, a small manufacturing unit, a service business, or are starting something new, we make the entire journey simple and stress-free.
We believe every entrepreneur deserves support, and we are committed to enabling financial access for those who dream big but need the right push to get started.
Easy Loan Access
Zero Collateral Required
Low Interest Rates
Here are 3 simple steps to apply for a Mudra Loan
Step-1 : Choose Loan Type
Step-2 : Prepare Documents
Step-3 : Visit Bank & Apply
Eligibility for a Mudra Loan
To apply for a Mudra Loan, the applicant must be between 18 and 65 years. This ensures the individual is legally eligible to enter a financial agreement and capable of managing the business activities.
Only Indian citizens can apply for Mudra Loans. This includes individuals, small business owners, and entrepreneurs operating within India.
The applicant must be running a business or planning to start one. The scheme is designed for micro and small enterprises, including manufacturing, trading, and service-based activities.
Mudra Loans are only available for businesses in the non-agricultural sector. This means activities like retail shops, salons, workshops, food stalls, and service units are eligible, but traditional farming activities are not.
Your business must require a loan of up to ₹10 lakh, which falls under the Shishu, Kishor, or Tarun categories of the Mudra Loan scheme.
The applicant must provide valid business-related documents, such as registration certificates, GST details, licenses, bank statements, or any proof that shows the business is genuine and operational (or ready to start).
Applicants should not have a record of major loan defaults. Banks check your credit behaviour to ensure you have handled past loans responsibly.